Medical Opt-Out Payments: A Useful Tool With Real Compliance Strings Attached
- On August 24, 2026
Offering employees cash to waive group health coverage sounds simple. In practice, it’s one of the more legally complex plan design decisions an employer can make. Medical opt-out payments — sometimes called “cash in lieu of benefits” — are a legitimate strategy for employers looking to reduce premium spend while giving employees flexibility. But the […]
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