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News & Updates

ACA Penalties for Applicable Large Employers (ALEs) Updated for 2026

  • On August 4, 2025
The IRS recently announced ACA pay or play penalty amounts for 2026. Quick Look As a reminder, these penalties are calculated monthly. The monthly penalty equals the annual penalty listed above divided by 12. The IRS only counts full-time employees when calculating penalties. The “A” Penalty An employer is subject to the “A” penalty if they fail […]
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Anthem: New Multi-Year Agreement with OhioHealth

  • On August 1, 2025
Anthem is pleased to confirm they reached a new multi-year agreement with OhioHealth effective 8/1/25. This agreement continues uninterrupted access to care at OhioHealth hospitals, facilities, and physician practices for Anthem members in all health plans, including employer-sponsored, individual, Medicare Advantage, and Medicaid health plan networks. If you have any questions, please visit anthem.com/OhioHealth or […]
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Required Federal Benefit Notices for 2026

  • On July 30, 2025
Employers that sponsor group health plans should provide certain benefit notices during their plans’ open enrollment periods. Some of these notices, such as the Summary of Benefits and Coverage (SBC), must be provided at open enrollment time. Other notices, such as the Women’s Health and Cancer Rights Act (WHCRA) notice, must be distributed annually. Although […]
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Trump Signs Major Tax Bill Creating “Trump Accounts” for Children — Employer Contributions Allowed

  • On July 23, 2025
On July 4, 2025, President Donald Trump signed a sweeping tax and spending package known as the One Big Beautiful Bill Act (OBBB Act) into law. Among the provisions included in the legislation are several notable updates for employee benefits, including creating a new type of federally tax-advantaged savings account for children, referred to as Trump Accounts. These […]
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MMO: 7/22/25 Broker Update

  • On July 22, 2025
MedMutual WELL Officially Launching for Group Business Topic: Product News | Companies: Medical Mutual, Mutual Health Services | Segment: Small Group, 1-50, 51-99, 100+, MEWA Earlier this year Medical Mutual announced MedMutual WELL™, our latest offering designed to support healthier lifestyles. Effective immediately, MedMutual WELL is available to include in sales quotes for new groups and to […]
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Regulations Shifting for Small Businesses

  • On July 15, 2025
From new state labor laws to stricter cybersecurity standards and benefits updates, small and mid-sized employers are facing a wave of evolving compliance requirements. The stakes? Costly penalties, employee dissatisfaction, and operational risk. This guide outlines the most important developments in HR, benefits, payroll, and data privacy so you can act before it’s too late. […]
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SummaCare: MEWA Retention Bonus Announced

  • On July 9, 2025
SummaCare has just announced an exciting September Broker Bonus program from their MEWA products. SummaCare MEWA Retention Bonus offers payments if you renew 90% of your qualified groups. Click here for additional details. Don’t forget about SummaCare’s other 2025 Broker Bonus opportunities: Please reach out to your ExpressLink representative with any questions.
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MMO: 7/8/25 Broker Update

  • On July 8, 2025
Coming Soon – MedMutual WELL™ Launching for Groups on July 22nd Topic: Product News | Companies: Medical Mutual, Mutual Health Services | Segment: Small Group, 1-50, 51-99, 100+ The wait is almost over. On July 22, 2025, Medical Mutual will be launching MedMutual WELL to groups. MedMutual WELL – the next chapter in Medical Mutual’s wellness journey […]
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Trump Signs “One Big Beautiful Bill Act” into Law

  • On July 8, 2025
By now, you’ve likely heard about the sweeping “One Big Beautiful Bill Act” (OBBB), recently passed by Congress and signed into law on July 4, 2025. While much of the coverage has focused on its tax and healthcare provisions, a lesser-known but highly impactful aspect of the legislation is its effect on employee benefits. The […]
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Trump Administration Issues Final Rule Impacting the ACA’s Marketplace

  • On July 1, 2025
On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces (or Exchanges). According to HHS, improper Exchange enrollments, enabled by weakened verification processes and expanded premium subsidies, have triggered “widespread fraud.” The final rule’s changes are intended to address […]
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